By Jeffrey Barrett · Checked 9 Nov 2026 · 18+
naughti.ai against Joi AI: one monthly plan with hand-written stories, or open chat with Neurons per spicy read.
What I found (checked 9 November 2026)
- The core difference is how you pay: Joi charges Neurons to read spicy messages and view media; naughti.ai charges one monthly plan that includes the scenarios and 100 credits.
- Joi wins on features: custom characters, live video calls, rollover and a stricter age check.
- naughti.ai wins on predictability and on not needing to steer every scene yourself.
- Joi hides its prices until checkout; naughti.ai sells one monthly plan and is much newer.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
| naughti.ai | Joi AI | Edge | |
|---|---|---|---|
| Format | Hand-written scenarios with an ending | Open character chat | Taste |
| Pay to read spicy messages | No | 4 Neurons each | naughti.ai |
| Monthly | €14.99/mo (≈$16.74) | $13.99/mo + tax (reported) | Joi on sticker |
| Plans | Monthly only | Monthly to yearly (reported) | Joi |
| Custom characters | No | Yes | Joi |
| Images and video | Pre-generated + own, credits | Generated, Neurons | Taste |
| Live video calls | Not listed | Yes | Joi |
| Rollover | Not stated | Yes | Joi |
| Age check | 18+ attestation | VerifyMyAge | Joi |
| Unused credits refunded | No | One accidental pack | Joi |
| Track record | New (Feb 2026), no reviews | Trustpilot 3.9 from 264 | Joi |
Checked 9 November 2026. EUR converted at 1.1165. Joi prices reported, before tax.
Premium is reported at $13.99 a month or $47.99 a year before tax. On top, 4 Neurons per spicy message read, up to 120 per photo, up to 1,900 per video and about 3,500 per 5-minute call.
€14.99/mo (≈$16.74), monthly plan only. Scenario content is included, along with 100 monthly credits that you spend only if you want more: pre-generated top-quality content at 15 credits each, your own images at 4 credits and video from 30 credits. If you need more, you can buy 100 extra credits for €79.99 (≈$89.31). Credits are not refunded.
naughti.ai: pick a hand-written scenario and follow it to the end, with a new one every week. No per-message fees.
Joi AI gives you custom characters, creator bots and live video calls, paid with Neurons.
You pick a Joi Original, a creator character or your own, and lead the conversation; personality builds as you talk, reviewers say. The safety filter sometimes interrupts harmless lines, which Joi’s help center admits.
You pick a scenario; a hand-written scene, a setting and a premade character are already there, and the story runs to an end. The chat memory stays coherent after several thousand messages, and a new scenario arrives every week.
| Pick naughti.ai if | Pick Joi AI if |
|---|---|
| You want to stop counting Neurons | You want custom or creator characters |
| You like a written plot with an ending | You want live video calls |
| You want stories included, generation optional | You chat lightly and value rollover |
Read the naughti.ai review and the Joi AI review before deciding.
I accessed these sources between 3 and 9 November 2026.
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Novi Limited, the company behind Joi AI; Joi AI links on this site are affiliate links.
Story-first adult roleplay, with its weak points.
joi.ai vs joi.com, Neurons, complaints and the verdict.
Six apps without pay-per-read Neurons, compared on cost and rules.
Joi AI is open-ended character chat with pay-per-view Neurons for spicy messages, photos, videos and calls. naughti.ai is built around hand-written adult scenarios with premade characters and a beginning and an end, with a new scenario every week, under one monthly subscription. This site itself is made by the naughti.ai team.
No. Scenario content is included in the subscription, and its 100 monthly credits are only for extra content, such as pre-generated top-quality content at 15 credits each or your own images and video. Joi’s terms charge 4 Neurons to read a romantic message, even on Premium.
Joi’s sticker price is lower: a reported $13.99 a month before tax against naughti.ai’s €14.99/mo (≈$16.74). For heavy spicy chat, Joi’s Neuron charges can push the real cost above naughti.ai’s flat monthly plan, which includes 100 credits.
Joi AI, with live video calls reported at about 3,500 Neurons per 5 minutes. naughti.ai does not list calls; it offers pre-generated content at 15 credits each and lets you generate your own video from 30 credits.
On Joi, yes: you can create custom characters (reported at about 500 Neurons) or use Joi Originals and creator characters. On naughti.ai, no: every character is premade and tied to hand-written stories, though you can generate images and video with credits.
For free-form chat that you steer, Joi. For a plot that is already written, with a beginning and an end, naughti.ai. If you often run out of ideas in a blank chat, the scenario format helps.
Less strictly. naughti.ai asks every visitor to confirm they are 18 or older at the entry gate and sends some buyers to an age-verification step after purchase when required, without naming a provider. Joi names VerifyMyAge and may ask for an email check, a face estimate or ID.
Both in the EU: Joi AI’s Novi Limited in Nicosia, Cyprus, and NaughtiAI OÜ in Tallinn, Estonia. Both are bound by GDPR.
Both are strict. Joi refunds within 14 days only for fraud, one accidental Neuron pack or termination. naughti.ai sales are final except double billing, outages over 24 hours or verified fraud, and credits are not refunded.
You should weigh it accordingly, which is why every page says so. I list naughti.ai’s weak points, show Joi’s advantages, such as video calls and rollover, and source every figure so you can check it.
Yes, there is nothing to migrate: naughti.ai uses its own premade characters and scenarios. Cancel Joi Premium and any bot subscriptions under My Subscriptions first, so nothing keeps renewing.
joi.ai shows safe-for-work characters first and hides adult content behind a toggle, which helps on a shared screen. naughti.ai is an adult site throughout, so open it only where you are comfortable.
Joi’s policy says chats are used to develop its AI and never sold. naughti.ai’s policy says chats go to AI models only to generate replies, are not used for ads and not sold; training is not stated. Neither should hold real personal details.
Jeffrey Barrett
Editor, Joi AI Alternatives
I edit this site for the naughti.ai team and read what AI companion apps publish about themselves: terms and refund pages, help-center articles, privacy policies, age-verification pages and company records, plus named outside reviews. Joi AI prices are not public, so I say where each figure comes from and when I saw it. I never describe purchases or tests I did not make, and I point out where naughti.ai is the wrong pick.