Joi ai alternatives logo v2
Joi ai alternatives logo v2
Menu
Confident woman in black turtleneck holding smartphone with glowing red holographic security shield and padlock in dim venue

By Jeffrey Barrett · Checked 9 Nov 2026 · 18+

Is Joi AI Safe? Age Checks, Privacy, Charges

Who runs Joi AI, how VerifyMyAge works, what happens to your chats and what to know before a chargeback.

Joi AI and alternatives with different privacy trade-offs

Hand-written adult stories, a new one every week
  • Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
  • Scenario content is included in the subscription; you pay credits only to generate more
  • Pre-generated top-quality content at 15 credits each
  • Long chat memory that stays coherent after several thousand messages
  • Your own generated content: 4 credits per image, from 30 credits per video
  • NaughtiAI OĂś, Estonia (EU)
  • Watch out: credits are not refunded
Read the review

Live video calls and Joi Originals
  • Premade characters, builder, images, video, live video calls
  • Neurons charged per explicit message, photo or video, even on Premium
  • Age check by VerifyMyAge (email, face estimate or ID)
  • Novi Limited, Cyprus; Trustpilot 3.9 from 264 reviews
  • Watch out: pay-per-view on top of the plan
Read the review

NOVA image-to-video with sound
  • Design a companion or pick a premade one; images, voice and video calls
  • NOVA image-to-video clips with sound
  • Ultimate includes 1,000 XOT a month; an image costs 50 XOT
  • Xotic Tech OĂś, Estonia; Trustpilot 4.8 from 59 reviews
  • Watch out: 5 free messages in total, subscriptions non-refundable

Seven video models and audio calls
  • Companion chat, custom characters, adult video on 7 models, audio calls
  • Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
  • Free: 20 messages a day, no media
  • Secret Labs Inc. (Delaware); Trustpilot 4.5 from 317 reviews
  • Watch out: no refund for the current period

Custom companions and a huge library
  • Custom companions plus a huge community library, images, video, voice calls
  • Unlimited messages and 1,000 dreamcoins a month on paid plans
  • Free: 5 messages per character and 55 coins once (reported)
  • Dream Studio USA, Inc. (Delaware)
  • Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)

Companion builder with video calls
  • Companion builder, images, video, voice chat and video calls
  • Free plan: about 15 messages and 10 images a day (reported)
  • Credits pay for media on top of the plan
  • Nectar AI, LLC (Delaware) with a UK entity
  • Watch out: fees are non-refundable and official prices are not public

350+ premade characters, free text chat
  • 350+ premade characters, images, AI video and a live video mode
  • Core text chat free with unlimited messages (homepage)
  • Refund within 24 hours if no more than 20 credits are used
  • 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 28 reviews
  • Watch out: Premium prices are not public, custom creator not live

At a glance

  • Cyprus Novi Limited runs Joi AI
  • VerifyMyAge email, face estimate or ID
  • Never sold personal data, says the policy
  • joi.com what your card statement shows
  • Cyprus Novi Limited runs Joi AI
  • VerifyMyAge email, face estimate or ID
  • Never sold personal data, says the policy
  • joi.com what your card statement shows
  • Cyprus Novi Limited runs Joi AI
  • VerifyMyAge email, face estimate or ID
  • Never sold personal data, says the policy
  • joi.com what your card statement shows

Ask AI about this research

What I found (checked 9 November 2026)

  • Joi AI is run by Novi Limited in Nicosia, Cyprus (HE 407352), with a US contact entity in New York and a data-protection officer.
  • Age checks go through VerifyMyAge: email check, face estimate, or ID plus selfie where rules demand it; Joi says it keeps no ID copies.
  • Chats are used to develop Joi’s AI and never sold; ad pixels from Google, Facebook, Yahoo and Bing are present.
  • The refund policy warns that a chargeback can lead Joi to disclose your private chats.

Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.

Is Joi AI safe? The trade-offs

Joi scores better than most of this market on who it is and how it checks age, and worse on how it uses your data.

AreaReassuringWorth knowing
CompanyNovi Limited, Cyprus, with a DPOUS claims go to individual arbitration
Age checkNamed provider, no ID copies storedFace scan or ID may be requested
ChatsNever soldUsed to develop its AI
TrackingOptional Microsoft sharing needs consentGoogle, Facebook Pixel, Yahoo, Bing Ads
BillingStatement shows joi.com$1 EdenAI.world check reported, unconfirmed
DisputesRefund email answered within 72 hChargeback may expose private chats

From Joi's terms (4 Jun 2026), privacy policy (30 Oct 2026), refund page, help center and safety page, checked 9 November 2026.

In practice: treat everything you type as stored and used for AI development, and keep real names, addresses and photos of real people out of chats.

Who runs Joi AI?

The operator

Novi Limited, Aglantzias 62, Ekaterini Nicosia Business Centre, Office 213, 2108 Nicosia, Cyprus, registration HE 407352. It is the data controller and has appointed a data-protection officer.

The US contact entity

Lanoto Solutions Inc., registration 6037405, 173 Huguenot St, Suite 200, New Rochelle, NY 10801, named in the terms.

The rules you agree to

Cyprus law. US residents: binding individual arbitration under AAA consumer rules for claims under $250,000, class-action and jury waivers, small claims for $5,000 or less.

How does Joi check your age?

Joi names VerifyMyAge as its provider and says you may be asked at registration, when opening Premium or explicit content, or when local rules require it.

MethodWhenWhat Joi says it keeps
Email-based checkBackground, often firstResult only
Facial age estimationCamera checkNo ID copies
Government ID (+ selfie)Stricter regions, card-network rulesNo ID copies

Suspected minors are suspended until verified, per the terms. Compared with the click-through gates most alternatives use in the US, this is stricter and more credible, at the price of handing a face scan or ID to a third party.

Confident woman in black turtleneck holding smartphone with glowing red holographic security shield and padlock in dim venue

Joi’s age check is the strictest here

Joi AI names VerifyMyAge and says it keeps no ID copies. If that reassures you, try it on joi.ai first.

Young woman in cream knit dress reclining on crimson chaise lounge reading a glowing book with red light threads branching ab

An EU company that does not sell chats

naughti.ai is run from Estonia under GDPR and says chats are not used for ads or profiling.

What happens to your chats

  • Use: text and voice messages are used to develop Joi’s AI (privacy policy, 30 October 2026).
  • Sharing: only with affiliates, legal representatives or service providers; never sold.
  • Advertising: Google, Facebook Pixel, Yahoo and Microsoft Bing Ads are named partners.
  • Moderation: real-time automated safeguards, prompt blocking, human review of public gallery media, red-teaming twice a year.

Money safety

The charge shows as joi.com. Refunds are limited to fraud, one accidental Neuron pack and termination, within 14 days. A failed payment downgrades you to Basic after 7 days. Bot subscriptions must be cancelled separately. And before any chargeback, note the clause allowing Joi to disclose private communications to prove the charge. Full rules on Joi AI pricing.

Safer habits on any companion app

  1. Use a separate email and a nickname.
  2. Start on joi.ai if others can see your screen; it leads with safe-for-work content.
  3. Check My Subscriptions monthly for bot subscriptions you forgot.
  4. Turn off optional data sharing at registration.
  5. Email support before disputing a charge.

How the alternatives compare on safety

AppOperatorAge check (US)Chats used for AI?
Joi AINovi Ltd, CyprusVerifyMyAgeYes, to develop AI
naughti.aiNaughtiAI OĂś, Estonia18+ attestationNot stated; not sold, no ads
Secrets AISecret Labs Inc., USClick-through + emailSee its policy
OurDream AIDream Studio USA, Inc.Click-throughYes, training allowed
Xotic AIXotic Tech OĂś, EstoniaGate + cardSee its policy

More on the field in the main comparison and the Joi AI review.

Sources I used

I accessed these sources between 3 and 9 November 2026.

  1. Joi AI Terms (4 Jun 2026), §3 payments and Neurons
  2. Joi AI Privacy Policy (30 Oct 2026)
  3. Joi refund policy
  4. Joi help center: age verification (VerifyMyAge)
  5. Joi safety page
  6. AIfreands: Joi app listing (verification charge report, 2026)
  7. OurDream AI Privacy Policy (26 Aug 2026)
  8. naughti.ai Privacy Policy

Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Novi Limited, the company behind Joi AI; Joi AI links on this site are affiliate links.

More Joi AI guides

Elegant blonde woman in black blazer studies glowing smartphone under theatrical spotlight before crimson velvet curtain

Joi AI review

joi.ai vs joi.com, Neurons, complaints and the verdict.

Elegant woman in burgundy satin shirt at dark bar counter, glowing crimson neuron orbs and coins floating up from phone

Joi AI pricing

Premium, Neuron packs and what one evening costs.

Auburn-haired woman in black silk blouse curled on crimson velvet sofa smiling at glowing smartphone with soft floating heart

Best Joi AI alternatives

Six apps without pay-per-read Neurons, compared on cost and rules.

Is Joi AI safe? FAQ

  • Is Joi AI safe to use?

    It is run by an identifiable EU company with a data-protection officer, a named age-check provider and a safety program, so it is not a fly-by-night app. The caveats are privacy and money: chats are used to develop its AI, ad pixels are present, and refunds are narrow.

  • Is the Joi app legit?

    Yes in the sense that Novi Limited (Cyprus, HE 407352) runs it under published terms, a refund policy and a privacy policy updated 30 October 2026, with a US contact entity in New York. There is no store app; it runs in the browser.

  • How does Joi AI verify age?

    Through VerifyMyAge, a third-party provider. Depending on where you are and what you open, it may run a background email-based check, a facial age estimate with your camera, or a government ID check, sometimes with a selfie match. Joi says it does not store copies of identity documents.

  • Does Joi AI ask for ID?

    Not always. In many cases an email-based check or a face estimate is enough, but in stricter regions or when card-network rules require it, Joi can ask for a passport, driving licence or national ID. Do not assume no ID will ever be needed.

  • Does Joi AI read or use my chats?

    Its privacy policy (30 October 2026) says text and voice messages are used to develop its AI. Chats are not shared except with affiliates, legal representatives or service providers, and Joi says it will never sell personal data.

  • Does Joi AI track me for ads?

    Its privacy policy names Google, Facebook Pixel, Yahoo and Microsoft Bing Ads among its advertising and analytics partners, and offers optional Microsoft data sharing on consent at registration. Use your browser’s tracking protection if that matters to you.

  • Who is behind Joi AI?

    Novi Limited, Aglantzias 62, Ekaterini Nicosia Business Centre, Office 213, Nicosia, Cyprus. Lanoto Solutions Inc. in New Rochelle, New York, is the US contact entity. Governing law is Cyprus, with binding individual arbitration for US residents.

  • Can I sue Joi AI in the US?

    Joi’s terms require US residents to use binding individual arbitration under AAA consumer rules for claims under $250,000, waive class actions and jury trials, and keep a small-claims option for claims of $5,000 or less.

  • What does Joi AI show on my card statement?

    “joi.com”, according to its terms. A $1 verification charge under “EdenAI.world” has been reported by a third-party listing but is not confirmed in Joi’s own pages.

  • Is it safe to file a chargeback against Joi?

    Think twice. Joi’s refund policy says it may disclose some or all private communications to prove the charges. Email [email protected] first; the first reply is promised within 72 hours.

  • How does Joi keep content safe?

    Its safety page describes real-time automated conversation safeguards, blocking prompts before generation, a human team reviewing public gallery media and red-teaming twice a year. Suspected minors are suspended until verified, according to its terms.

  • Can I delete my Joi account?

    Joi’s privacy policy grants EU-style data rights through its data-protection officer, and account controls sit in Settings. Cancel Premium and every bot subscription under My Subscriptions before deleting, so nothing renews.

  • Is joi.com safer than joi.ai?

    Neither is safer: both domains run the same platform under the same terms and privacy policy. joi.ai simply shows safe-for-work content first, which may matter on a shared screen.

  • Is VerifyMyAge safe?

    VerifyMyAge is an independent age-assurance provider; Joi says it does not store copies of your identity documents. If you prefer not to share a face scan or ID, an email-based check may be enough in many regions, depending on local rules.

  • Does Joi AI work with a VPN?

    Joi’s terms tie prices and age-check requirements to your region, and VerifyMyAge may ask for stricter checks in some countries. Using a VPN can change what you see and trigger extra verification; I do not recommend using one to avoid age checks.

Minimal flat illustration of a neutral genderless person silhouette in soft coral red on a deep wine-red circular background

Jeffrey Barrett

Editor, Joi AI Alternatives

I edit this site for the naughti.ai team and read what AI companion apps publish about themselves: terms and refund pages, help-center articles, privacy policies, age-verification pages and company records, plus named outside reviews. Joi AI prices are not public, so I say where each figure comes from and when I saw it. I never describe purchases or tests I did not make, and I point out where naughti.ai is the wrong pick.

Beautiful young Latina woman with long dark curly hair and warm smile in elegant crimson cocktail dress on rooftop at night w

Try the Best Joi AI Alternative

No Neurons. No pay-per-read. Step into a hand-written adult story with a beginning and an end on naughti.ai, with a new scenario every week.

Adults 18+ only; all characters are AI and fictional.